Considering flood risk composed of hazard, exposure, and vulnerability from global to local scales, this paper reviews and presents increasing observed flood losses and projections of flood hazard and losses. We acknowledge existence of multiple driving factors and of considerable uncertainty, in particular with regards to projections for the future. Finally, this paper analyses options for flood risk reduction from a global framework to regional and local scales.

Projected changes estimated from an ensemble of nine model simulations showed that annual means of temperature are expected to increase steadily by 1 °C until 2021–2050 and by 2 °C until 2071–2100 assuming the RCP4.5, which is accelerating assuming the RCP8.5 scenario and can reach up to almost 4 °C by 2071–2100. Similarly to temperature, projected changes in regional annual means of precipitation are expected to increase by 6 to 10 % and by 8 to 16 % for the two future horizons and RCPs.

We report that a considerable increase in flood-related losses can be expected in Germany in a future warmer climate. The general significance of the study is supported by the fact that the outcome of an ensemble of global climate models (GCMs) and regional climate models (RCMs) was used as a climate driver for a hydrological model considering more than 3000 river basins in Germany.